Please ensure you have funded your NGN balance to send payments to a Naira account.
You can learn more about the supported currency pairs on the rates page and how to convert funds here.
We only support sending Naira to a local bank account using bank transfer.
Below is a step-by-step guide on sending NGN to a bank account in Nigeria.
On the website
Log in to your Grey account.
From your home screen, select Send.
You can choose a saved beneficiary or a recent recipient. If you want to send to a new recipient, select "New recipient"
Select currency "Naira"
Select "send via bank transfer"
Fill in the recipient details. Please ensure the details are correct
Review the recipient details. Make sure all details are correct. Click "Continue"
Complete withdrawals using your 2FA code/PIN.
On the mobile app
Log in to your Grey account.
From your home screen, select Send.
You can choose a saved beneficiary or a recent recipient. If you want to send to a new recipient, select "More"
Search for the currency you want to send, "Naira"
Tap on the Blue button "Add NGN recipient" . If you have saved or recent beneficiaries, you'll be directed to select one.
Select "send via bank transfer"
Fill in the recipient account details. Please ensure the details are correct
Review the recipient details. Make sure all details are correct. Click "Continue"
Complete withdrawals using your 2FA code/PIN.
We support all Naira bank accounts; NGN transactions are completed instantly. Delays may occur depending on the banking and interbank transfers settlement channel network.





