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How to send money to Nigeria 🇳🇬

Learn more about sending payments to Nigeria.

Written by Mojisola Aimasiko

Please ensure you have funded your NGN balance to send payments to a Naira account.

You can learn more about the supported currency pairs on the rates page and how to convert funds here.

We only support sending Naira to a local bank account using bank transfer.


Below is a step-by-step guide on sending NGN to a bank account in Nigeria.

On the website

  • Log in to your Grey account.

  • From your home screen, select Send.

  • You can choose a saved beneficiary or a recent recipient. If you want to send to a new recipient, select "New recipient"

  • Select currency "Naira"

  • Select "send via bank transfer"

  • Fill in the recipient details. Please ensure the details are correct

  • Review the recipient details. Make sure all details are correct. Click "Continue"

  • Complete withdrawals using your 2FA code/PIN.


On the mobile app

  • Log in to your Grey account.

  • From your home screen, select Send.

  • You can choose a saved beneficiary or a recent recipient. If you want to send to a new recipient, select "More"

  • Search for the currency you want to send, "Naira"

  • Tap on the Blue button "Add NGN recipient" . If you have saved or recent beneficiaries, you'll be directed to select one.

  • Select "send via bank transfer"

  • Fill in the recipient account details. Please ensure the details are correct

  • Review the recipient details. Make sure all details are correct. Click "Continue"

  • Complete withdrawals using your 2FA code/PIN.

We support all Naira bank accounts; NGN transactions are completed instantly. Delays may occur depending on the banking and interbank transfers settlement channel network.

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