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How to withdraw to your Naira bank account from your USD, EUR, and GBP balance.
How to withdraw to your Naira bank account from your USD, EUR, and GBP balance.

Learn how to convert received funds(GBP,EUR and USD) to NGN and withdraw to your local bank account.

Grey Support avatar
Written by Grey Support
Updated over a week ago

Once you receive funds with your virtual foreign account, It will reflect in the foreign currency balance, and you will; also be notified via email.

Here’s a step-by-step guide to converting funds from your foreign currency balance to your local(Naira) bank account.


  • Log in to your Grey account to access your dashboard once you have received your funds.

  • Proceed to Balances.

  • Ensure NGN is among the currencies in your balance to be able to convert to NGN. Click on Add Balance to add NGN if it’s not yet added.


  • From Balances, select either your GBP, EUR, or USD Balance. For this guide, EUR would be used.

  • Click on Swap funds to convert your funds to NGN.


  • Proceed to your NGN Balance.

  • Click ‘Send NGN’ to withdraw your funds to your local bank account.


    Note: We support all Naira bank accounts; settlements for NGN transactions are done instantly. Delays may occur depending on the banking network.

    Learn more about swap fees and NGN withdrawal fees here.

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