Guidelines for receiving payments to your US bank account

Payment Scheme: Your US bank account is addressable only in FedNow, ACH and WIRE TRANSFERS. The account type is Checking.

If a local US Address is required, the bank's address can be used as the recipient's.

Individual third-party deposits are limited to less than $4,000, while third-party deposits from business accounts have no limit. A third-party deposit is when someone else (not you) sends money to your account.

Receiving payments with your US bank account via ACH can take 1-2 business days.

Receiving payments with your US bank account via Fedwire can take 1 business day.

Receiving payments with your US bank account via FedNow takes seconds.

The Automated Clearing House (ACH) is an electronic funds transfer system that facilitates payments in the US. It is the local/domestic payment network used by banks within the US.

Receiving payments via ACH has a 0.8% fee with a minimum of 2 USD and a maximum of 10 USD.

To receive payments via ACH, use the ACH routing number.

Wire transfers are a secure and efficient method to send or receive money domestically.

Receiving payments via Fedwire has a flat fee of $20

To receive payments via Wire, use the WIRE routing number.

FedNow is an instant payment method launched by the U.S. Federal Reserve. It allows banks and credit unions to transfer funds for customers immediately.

Funds arrive in seconds. Works weekends, holidays, and nights.

Receiving payments via FedNow has a 0.8% fee with a minimum of 2 USD and a maximum of 10 USD.