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How to withdraw USD (ACH)

A guide on how to send USD using ACH

Written by Ayomikun

You can now withdraw USD using domestic and international transfers.

  • Domestic Transfers: Send USD within the U.S. using ACH transfer.


    Supported payment schemes:

  • ACH: Domestic USD withdrawal within the U.S.



Send USD using ACH


ACH (Automatic Clearing House Network) is a type of electronic bank-to-bank payment carried out through the ACH network in the US. This is a domestic transfer within the United States, and to receive payment using this payment scheme, you will need your ACH routing number.

What you need to process a successful ACH transfer:

  • Account number

  • Account type (current, savings, and checking)

  • Bank name

  • Routing number

  • Recipient address

  • Recipient city

  • Recipient state

  • Recipient zipcode


How long does an ACH transfer take to process?

ACH transfer is processed within the timeline of 4 to 28 working hours.

On the website/app:


To withdraw USD using ACH, please follow these steps.

  • Log in to your Grey account.

  • On your account dashboard, choose the USD balance.

  • On the USD balance, click "send money."

  • Select "send via bank transfer"

  • Click on 'send to a new recipient.'

  • Select "destination country".


  • Input your recipient's details.

  • Put in your 2FA code/PIN and complete your withdrawal.



You can learn about the fees and limits for USD payment here.


  • ACH can be used to send USD within the U.S.



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