Please remember that all users have a US balance, but only users with a virtual card have a Card balance.
US Balance: The "US balance" refers to the balance displayed in the United States currency (USD). This balance represents the amount of funds available in the account when converted to USD. Also, if you receive funds using your US account details, the US balance will reflect the amount of money in USD terms.
Card Balance: The "card balance" typically refers to the available funds specifically associated with your virtual card. This balance reflects the amount of money that can be spent or withdrawn using the card.
The US balance and the card balance are not the same.
When you swap to USD, your funds go to the USD balance.
If you create a card, you are required to use the Add Money option to **fund** this card, as this is not automated.